Friday, October 12, 2018

heart site

Heart site: What if I told you that I can help you cure any disease or ailment you have?

The catch?

You’d have to pay me over a million dollars…
Heart Site
Heart
And you may die while waiting for the cure.

Even we did it successfully, there’s a good chance there are complications.
And you may still end up dying after a year or two.

Sounds like an agreement made in hell doesn’t it?

But for folks who are opting in for a heart transplant, this is exactly the cards they are dealt with.
20 people die each day while waiting for a transplant.

Not to mention the complications that can result from it -- post-surgical bleeding, blood clots that lead to heart attack, kidney failure -- to name a few.
And the survival rates are almost only a little over 50%.

Read our another article on Protection for business owners

Not to mention having at least $1.4 million to undergo the procedure.
And if you’ve been reading my emails for the last couple of days, you already know you don’t have to subject yourself to such unfavorable conditions just to keep your heart healthy.

Protection for Business Owners

Protection for business owners
Protection for Business Owners: Insurance organizations offering business protection offer strategies that join security from all real property and obligation hazards in a single bundle. (They likewise offer inclusions independently.) One bundle obtained by little and medium sized organizations is the businessowners approach (BOP). Bundle strategies are made for organizations that for the most part confront a similar kind and level of hazard. Bigger organizations may buy a business bundle arrangement or alter their approaches to meet the extraordinary dangers they confront.

Protection for Business Owners arrangement incorporate

Protection for Business proprietors

Property protection for structures and substance possessed by the organization - there are two unique structures, standard and exceptional, which gives more exhaustive inclusion.

Business interference protection, which covers the loss of pay coming about because of a fire or other disaster that upsets the activity of the business. It can likewise incorporate the additional cost of working out of a transitory area.

Risk insurance, which covers your organization's legitimate obligation regarding the mischief it might cause to other people. This mischief is a consequence of things that you and your representatives do or neglect to do in your business activities that may cause real damage or property harm because of blemished items, broken establishments and blunders in administrations gave.

Protection for Business Owners strategy don't cover proficient risk, accident coverage, specialist's pay or wellbeing and inability protection. You'll require separate protection arrangements to cover proficient administrations, vehicles and your representatives.

Protection for Business Owners (Should Have)

1. General Liability Insurance: Every business, regardless of whether locally established, needs risk protection. The arrangement gives both guard and harms on the off chance that you, your workers or your items or administrations cause or are affirmed to have caused Bodily Injury or Property Damage to an outsider.

2. Property Insurance: If you claim your building or have business individual property, including office hardware, PCs, stock or instruments you ought to consider acquiring an approach that will ensure you on the off chance that you have a fire, vandalism, robbery, smoke harm and so forth. You may likewise need to think about business intrusion/loss of winning protection as a feature of the approach to secure your income if the business can't work.

3. Entrepreneur's approach (BOP): An entrepreneur strategy bundles all required inclusion an entrepreneur would require. Regularly, BOP's will incorporate business interference protection, property protection, vehicle inclusion, obligation protection, and wrongdoing protection . In view of your organization's particular needs, you can change what is incorporated into a BOP. Normally, an entrepreneur will set aside some cash by picking a BOP on the grounds that the heap of administrations frequently costs not as much as the aggregate expense of all the individual coverage's.

Protection for Small Business (Visit: Global Vision for Small Business Website  in reasonable price)

insurance for business owners
4. Business Auto Insurance: Commercial accident protection secures an organization's vehicles. You can secure vehicles that convey representatives, items or hardware. With business accident coverage you can guarantee your work autos, SUVs, vans and trucks from harm and crashes. On the off chance that you don't have organization vehicles, yet workers drive their own autos on organization business you ought to have non-claimed auto obligation to ensure the organization on the off chance that the representative does not have protection or has insufficient inclusion. Commonly the non-possessed can be added to the BOP strategy.

5. Specialist's Compensation: Worker's remuneration gives protection to representatives who are harmed at work. This kind of protection gives wage substitution and health advantages to the individuals who are harmed while working. In return for these advantages, the representative surrenders his rights to sue his boss for the occurrence. As an entrepreneur, it is imperative to have specialist's pay protection since it shields yourself and your organization from legitimate complexities. State laws will differ, however all expect you to have specialists remuneration on the off chance that you have W2 representatives. Punishments for resistance can be firm.

6. Proficient Liability Insurance: this sort of protection is otherwise called Errors and Omissions Insurance. The arrangement gives resistance and harms to inability to or inappropriately rendering proficient administrations. Your general obligation approach does not give this assurance, so it is essential to comprehend the distinction. Proficient obligation protection is material for any expert firm including legal advisors, bookkeepers, specialists, public accountants, land operators, protection operators, hair salons and innovation suppliers to give some examples..

7. Executives and Officers Insurance: this sort of protection secures the chiefs and officers of an organization against their activities that influence the productivity or tasks of the organization. On the off chance that a chief or officer of your organization, as an immediate consequence of their activities at work, discovers him or herself in a lawful circumstance, this sort of protection can take care of expenses or harms lost because of a claim.

8. Information Breach: If the business stores delicate or non-open data about representatives or customers on their PCs, servers or in paper documents they are in charge of securing that data. On the off chance that a rupture happens either electronically or from a paper document a Data Breach strategy will give assurance against the misfortune.

9. Mortgage holder's Insurance: Homeowner's protection is a standout amongst the most essential sorts of protection you require. This sort of protection can secure against harm to the home and against harm to things inside the home. Furthermore, this sort of protection may shield you from mischances that occur at home or may have happened because of activities of your own.

10. Tenant's Insurance: Renter's protection is a sub-set of mortgage holder's protection which applies just to those whose who lease their home. The inclusion is secures against harm to the physical property, substance of the property, and individual damage inside the home.

11. Life coverage: Life protection secures a person against death. In the event that you have life coverage, the guarantor pays a specific measure of cash to a recipient upon your passing. You pay a premium in return for the installment of advantages to the recipient. This kind of protection is essential since it takes into account genuine feelings of serenity. Having life insu

rance enables you to realize that your friends and family won't be loaded fiscally upon your demise.

12. Individual Automobile Insurance: Another imperative kind of protection is accident protection. Accident coverage covers all street vehicles (trucks, autos, cruisers, and so on.). Accident coverage has a double capacity, ensuring against both physical harm and substantial damage coming about because of an accident, and furthermore any risk that may ascend from the impact.

13. Individual Umbrella Insurance: You may need some extra inclusion, over protection arrangements you as of now have. This is the place individual umbrella protection becomes an integral factor. This kind of protection is an augmentation to an effectively existing protection approach and covers past the normal arrangement. This protection can cover various types of cases, including property holder's or accident protection. For the most part, it is sold in augmentations of $1 million and is utilized just when risk on different strategies has been depleted

Tuesday, October 9, 2018

Insurance for Business Owners

Insurance for Business Owners: Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell coverages separately.) One package purchased by small and mid-sized businesses is the businessowners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.

Insurance for Business Owners policy include

Insurance for Business owners
  1. Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

Insurance for Business Owners policy do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Insurance for Business Owners (Should Have)

1. General Liability Insurance: Every business, even if home-based, needs to have liability insurance.  The policy provides both defense and damages if you, your employees or your products or services cause or are alleged to have caused Bodily Injury or Property Damage to a third party. 

2. Property Insurance:  If you own your building or have business personal property, including office equipment, computers, inventory or tools you should consider purchasing a policy that will protect you if you have a fire, vandalism, theft, smoke damage etc.  You may also want to consider business interruption/loss of earning insurance as part of the policy to protect your earnings if the business is unable to operate.

3. Business owner’s policy (BOP): A business owner policy packages all required coverage a business owner would need. Often, BOP’s will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance . Based on your company’s specific needs, you can alter what is included in a BOP. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.


Insurance for Small Business
4. Commercial Auto Insurance: Commercial auto insurance protects a company’s vehicles. You can protect vehicles that carry employees, products or equipment. With commercial auto insurance you can insure your work cars, SUVs, vans and trucks from damage and collisions.  If you do not have company vehicles, but employees drive their own cars on company business you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage.  Many times the non-owned can be added to the BOP policy.


5. Worker’s Compensation: Worker’s compensation provides insurance to employees who are injured on the job. This type of insurance provides wage replacement and medical benefits to those who are injured while working. In exchange for these benefits, the employee gives up his rights to sue his employer for the incident. As a business owner, it is very important to have worker’s compensation insurance because it protects yourself and your company from legal complications. State laws will vary, but all require you to have workers compensation if you have W2 employees.  Penalties for non-compliance can be very stiff.

6. Professional Liability Insurance: this type of insurance is also known as Errors and Omissions Insurance. The policy provides defense and damages for failure to or improperly rendering professional services.  Your general liability policy does not provide this protection, so it is important to understand the difference.   Professional liability insurance is applicable for any professional firm including lawyers, accountants, consultants, notaries, real estate agents, insurance agents, hair salons and technology providers to name a few..

7. Directors and Officers Insurance: this type of insurance protects the directors and officers of a company against their actions that affect the profitability or operations of the company. If a director or officer of your company, as a direct result of their actions on the job, finds him or herself in a legal situation, this type of insurance can cover costs or damages lost as a result of a lawsuit.

8. Data Breach:  If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information.  If a breach occurs either electronically or from a paper file a Data Breach policy will provide protection against the loss.

9. Homeowner’s Insurance: Homeowner’s insurance is one of the most important kinds of insurance you need. This type of insurance can protect against damage to the home and against damage to items inside the home. Additionally, this type of insurance may protect you from accidents that happen at home or may have occurred due to actions of your own.

10. Renter’s Insurance: Renter’s insurance is a sub-set of homeowner’s insurance which applies only to those whose who rent their home. The coverage is protects against damage to the physical property, contents of the property, and personal injury within the home.

11. Life Insurance: Life insurance protects an individual against death. If you have life insurance, the insurer pays a certain amount of money to a beneficiary upon your death. You pay a premium in exchange for the payment of benefits to the beneficiary. This type of insurance is very important because it allows for peace of mind. Having life insu
rance allows you to know that your loved ones will not be burdened financially upon your death.

12. Personal Automobile Insurance: Another very important type of insurance is auto insurance. Automobile insurance covers all road vehicles (trucks, cars, motorcycles, etc.). Auto insurance has a dual function, protecting against both physical damage and bodily injury resulting from a crash, and also any liability that might rise from the collision.

13. Personal Umbrella Insurance: You may want some additional coverage, on top of insurance policies you already have. This is where personal umbrella insurance comes into play. This type of insurance is an extension to an already existing insurance policy and covers beyond the regular policy. This insurance can cover different kinds of claims, including homeowner’s or auto insurance. Generally, it is sold in increments of $1 million and is used only when liability on other policies has been exhausted.

Insurance companies in texas

e3 Insurance Joins Valley Insurance Agency Alliance in Midwest

e3 Insurance beginning late joined Valley Insurance Agency Alliance, a get-together of in excess of 100 independent security relationship in Missouri and Illinois.

e3 Insurance is a fundamental relationship between Christopher Lawrence Stone and John Moriarty, maker of e3 ConsultantsGROUP. Stone besides has the business bank affiliation The Blue Collar Broker, which he opened in 2014 with his kinfolk Mark Stone, who is the COO of e3 Insurance.

e3 Insurance is headquartered in St. Louis, Mo. also, has extra zones in Austin, Texas, Scottsdale, Ariz., Nashville, Tenn., and Seattle, Wash. The affiliation addresses noteworthy master in auto, home, life, business, electronic and work hones chance confirmation.

VIAA to the extent anybody knows conveys more than $165 million in framed premium and is the adjacent working up part for the Strategic Insurance Agency Alliance.

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Dallas' home estimation chance has fallen yet Texas is still in the red

Texas is 'in the not too distant past considered the nation's most overheated lodge promote. Curve Mortgage assesses that home estimations in the state are in excess of 30 percent more imperative than they ought to be set up on market essentials.

"Six states make the rundown because of the holding up impacts of log sticks in the vitality extraction region: Alaska, West Virginia, Texas, North Dakota, Wyoming and Oklahoma," Arch Mortgage inspectors say. "All are enhancing, beside Texas, which has higher home costs than anticipated showed up diversely in connection to the recorded relationship among costs and pay.

"Texas is likely going to wind up more hazardous continuing since moderateness keeps going into dilapidation at a fast rate and it is less asking for to work there than in various states," the report said. "Among more noteworthy metros, Houston (22 percent) was the most risky."

Dallas-region home costs are right now at record levels.

Regardless, the rate of home estimation appreciation has impeded totally this year. Through the fundamental eight months of 2018, focus North Texas home courses of action costs are up around 5 percent.

Truth be told, even with the higher costs, Arch Mortgage in its quarterly report arranged Fort Worth as the best market in the nation for twenty to multi year olds to purchase houses and land positions.

In any case, they ought not hold up too long, the authorities said.

"It's essential for potential purchasers to comprehend that different business fragments remain sensibly sensible by vital models, yet this may not last any more drawn out since the understanding assessment is at costs and advance charges to keep developing," Dr. Ralph G. DeFranco, by and large supervisor cash related ace for Arch Capital Services Inc., said in a statement. "The moving news is there are different urban systems with dynamic work markets and homes that are more sensible than the country generally speaking.

"Shockingly, surrendering a buy choice in the present market will in all likelihood mean paying basically more later."

Best Car Insurance Quotes

How To Save Money - Get The Best Car Insurance Quotes This October

Drivers who want to switch insurance providers, insure a new vehicle or renew contracts, should compare some quotes before signing any contract. Autumn is the preferred season to reconsider coverage needs. October is a really busy month, and planning ahead is a must. Using price comparison tools provides valuable advantages.

Shopping online for auto insurance has certain beneficial features. First of all, a potential customer has a better perspective of the local and national insurance market. Limiting to just a few, big insurance companies is a huge mistake. If an insurer represents a big brand, this does not automatically mean that it provides the best offers.
Furthermore, there are auto insurance niches that are not always covered by the most re-known companies. For example, high-risk insurance is usually processed by subsidiary companies or smaller, non-standard local companies, Online quotes will help to track those specialized companies.
Drivers can quickly check the current insurance market and track the best offers. Compare-autoinsurance  is a top auto insurance brokerage website, providing top quality car insurance quotes online.
 
The main purpose of a car insurance brokerage website is to help drivers connect with as many potential carriers as possible. To do that, reliable websites cooperate with multiple providers and lead the customers to insurance offers meeting the input data. They are updated periodically with the latest offers, ensuring that anyone using this website will get accurate, up-to-date quotes.
"October is the best time to get car insurance quotes and compare prices. Check if your insurer still offers a fair price", said Russell Rabichev, Marketing Director of Internet Marketing Company.
 is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies.

Inspiring People...like you

Thank you!
It's people like you who inspire me...
Inspire me to keep coming up with the cutting-edge hypnosis training programs.
Which is why I wanted to remind you of a training program I've opened the doors to called:
"Applied Conversational Hypnosis"
It's a "rubber-meets-the-road" kind of training program.
It makes conversational hypnosis all very practical and DOABLE.
You watch the videos.
You see the demonstrations.
You get a real feel for what's involved and the tempo and delivery of everything.
And you're quickly able to go out and actually APPLY (USE!) the conversational hypnosis skills and techniques in your OWN life.
Including all my latest conversational hypnosis techniques and processes I share with you in the Applied Conversational Hypnosis video training.
You can even get instant access to it all TODAY.
Then, if you start watching the video training you can realistically be out in the world USING conversational hypnosis techniques and processes by tomorrow.
Or maybe even before the end of today if you're super keen to get going.
The techniques and processes can be used in day-to-day conversations -- maybe to get better service, to make a great connection with someone or simply make someone's day.
You can also use the conversational hypnosis techniques in your work life -- to develop a deep rapport with a potential client, to put yourself in the forefront of your boss's mind, or better deal with customers and suppliers.
Additionally:
If you are a hypnotherapist (or any other kind of therapist, teacher, counsellor or advisor) you can use these conversational hypnosis techniques and processes inside this exciting program to make yourself much more effective and expedite the results you produce with any other method you use in your work.
And if you just want a great "personal development" tool -- there is probably nothing that will make you more effective at communicating your ideas, endearing yourself to others and marking yourself out as a fast rising star as the ability to apply the latest conversational hypnosis techniques and processes in the Applied Conversational Hypnosis program.
All I ask is you share your success story with me at some point down the line.
I'd love to hear how you've applied what you pick up from the Applied Conversational Hypnosis program in your life.
Every time I hear all the different and unique ways people use the conversational hypnosis techniques, it inspires me even more to keep on creating new groundbreaking programs...
...Just like this one
Did I say thank you?
Well, I'm saying it again...Thank you!
And I'll see you "inside" the Applied Conversational Hypnosis video training program I hope.

 

Awakening : A letter to my past self


Awakening
Dear Shubhaanshu,
I'm writing this letter in the hopes that it finds you in time.
There is a major shift coming your way, and if you're ready for it - you will prosper beyond your wildest dreams.
The shift that's coming isn't political...
It's not about the economy...
Or a job...
Or anything superficial like that...
It's so much more important.
The shift I'm talking about, is something that can happen inside your very soul...
If you're open to it...
The best word I can give this shift or "event" that's coming your way is:
Awakening.
If you take steps towards this Awakening, it will feel like you have stepped out of a dream...
It will feel like the mysteries of the world suddenly open themselves to you - as if you've been given a new kind of sight...
I know I'm speaking in vague riddles...
I can't be too specific.
You need to approach this awakening with an open mind, and without any preconceived ideas about how it will work.
The laws of mind aren't easy to break down for you in one letter...
If you're willing to open your mind, heart, and soul to something truly miraculous...Your Time is NOW
And give it your full attention.
You will notice something in this letter that will ring a few bells ;-)
Sincerely,
Shubhaanshu

Sunday, October 7, 2018

Your Time is NOW!

I was here before the stars
Before the sun.
Before the moon.
I was here.
Before time.
Before space.
I was here.
The moment your soul sparked into existence
I was watching
and have been ever since.
You are greater than you realize
You were put here to do incredible things.
Never forget that
No matter how hard it gets
No matter the struggles you face
I am here
They are your tests
To make you stronger
Smarter
More compassionate
and Understanding...
The roadblocks you encounter
The obstacles that stand in your way
The villains that thwart your progress
and those who can't see what you can do
it's not up to them
it's up to you.
To become who you've always meant to be
It's your time NOW!
It's your time to shine.
And never be afraid to go after your dreams
To achieve wealth beyond measure
To become free
Once and for all and forever
Your Time is Now

Friday, October 5, 2018

Nobel Peace Prize awarded to Denis Mukwege and Nadia Murad for helping end sexual violence

Nobel Peace Prize awarded to Denis Mukwege and Nadia Murad for helping end sexual violence

Denis Mukwege and Nadia Murad have each won the 2018 Nobel Peace Prize for their work to end the use of sexual violence as a weapon of war in armed conflict.
Nadia Murad, public advocate for the Yazidi community in Iraq and survivor of sexual enslavement by the Islamic State jihadists, delivers a speech at the European parliament, Dec. 13, 2016, in Strasbourg, France.
The Norwegian Nobel Committee declared that "each of them in their own way have helped to give greater visibility to wartime sexual violence so that the perpetrators can be held accountable for their actions."
Mukwege "has spent large parts of his adult life helping victims of sexual violence," said the chair of the Norwegian Nobel Committee, Ms. Berit Reiss-Andersen.
As a gynecologist, "Mukwege and his staff have treated thousands of patients who have fallen victim to such assaults. Most of the abuses have been committed in the context of a long-lasting civil war that has cost the lives of more than six million Congolese."
Congolese gynecologist Denis Mukege poses at Panzi Hospital, in the outskirts of Bukavu, Democratic Republic of Congo, March 18, 2015.
In the announcement, Reiss-Andersen also told the story of fellow winner Nadia Murad, a member of the Yazidi minority in northern Iraq, who as a captive of ISIS was "repeatedly subjected to rape and other abuses." After three months of being held hostage, she managed to escape, and has since spoken out about her ordeal.
Nadia Murad, right, public advocate for the Yazidi community in Iraq and survivor of sexual enslavement by the Islamic State jihadists, stands next to lawyer Amal Clooney at the UN Headquarters in New York City.
The Nobel Committee commended them both for having "put their personal security at risk by courageously combating war crimes and seeking justice for the victims."
#MeToo and war crimes
Gender has been a key issue for the Nobel Committee this year. The Nobel Prize in Literature was canceled because of a scandal centered on the influential cultural figure Jean-Claude Arnault, who was convicted of rape on Oct. 1.
However, Frances Arnold became the fifth woman in history to win the Nobel Prize in chemistry, and Donna Strickland became the first female winner of the Nobel Prize in physics in 55 years.
When asked if the #MeToo movement had inspired the Nobel Committee's choice, Reiss-Anderson said #MeToo and war crimes are not quite the same things.
But they do have in common that it is important to see the suffering of women, to see the abuses. And to achieve that it is also important that women leave [behind] the concept of shame and speak up."
Prize still has 'tremendous influence'
The North Korean leader Kim-Jong Un and South Korean President Moon Jae-in had been the favorites for the award for their work on denuclearization. The bookies Sky Bet had priced the pair at 4/7, while U.S. President Donald Trump had been touted as the second favorite at 4/1.
In this image made from video provided by Korea Broadcasting System, North Korean leader Kim Jong Un, right, and South Korean President Moon Jae-in shake hands at the end of their press conference in Pyongyang, North Korea, Sept. 19, 2018. President Donald Trump speaks during a ceremony to award the Medal of Honor to former Army Staff Sgt. Ronald J. Shurer II for actions in Afghanistan, in the East Room of the White House, Oct. 1, 2018, in Washington.
In recent decades the academy has often come under scrutiny for a number of controversial awards. Henrik Urdal, the director of the Peace Research Institute Oslo, told ABC News that Nobel Prize winners former U.S. President Barack Obama and Myanmar Prime Minister Aung San Suu Kyi were two such laureates.
"I think Barack Obama is a case where they jumped too early," he said. "When it comes to Aung San Suu Kyi, she was awarded for something I think is worthy of the Nobel Peace Prize. But she hasn't lived up to the expectations afterward."
Former President Barack Obama speaks during a campaign rally for Senator Bob Casey and Pennsylvania Governor Tom Wolf, Sept. 21, 2018, in Philadelphia.
Obama was given the prize after less than a year in office, and Aung San Suu Kyi has been accused of severe human rights violations since becoming prime minister.
Myanmar democracy icon Aung San Suu Kyi delivers her Nobel speech during the Nobel ceremony at Oslo's City Hall, June 16, 2012.
The selection process is often fraught with dilemmas, and this year would have been no different.
The committee voters "are trying to vet the candidates for background," Urdal said. "But there is no guarantee whatsoever that they don't do something ridiculous and something that's in opposition to the idea of the prize at a later point in life."
Daniel Hogsta, the campaign coordinator for last year's winners, the International Campaign to Abolish Nuclear Weapons, told ABC News that the biggest change that comes from winning the award is the increased media attention.
Beatrice Fihn, executive director of 2017 Nobel Peace Prize-winning International Campaign to Abolish Nuclear Weapons (ICAN), poses next to the ICAN logo at their headquarters, Nov. 30, 2017, in Geneva.
The award "hasn't fundamentally changed the priorities of the work, but it elevated everything to a different level," he said. "It's been difficult in some aspects –- we're flooded with requests for comment, appearances and interviews. But generally it's been a huge positive."
Urdal believes the Nobel Peace Prize still carries a "tremendous influence."
Johannes V. Jensens Nobel Prize winner medal from 1944 is seen here in this file photo, Nov. 11, 2003.
"The attention that it brings every year is not getting any less," he added. "They are able to award the prize for very different kinds of achievements. If all the winners were agreeable to everyone I don't think the prize would be equally important."

Nobel Peace Prize 2018 winners announced as Denis Mukwege and Nadia Murad

Nobel Peace Prize 2018 winners announced as Denis Mukwege and Nadia Murad


The 2018 Nobel Peace Prize was awarded on Friday to Congolese doctor Denis Mukwege and Yazidi activist Nadia Murad for their work to end sexual violence against women as a weapon of war.
Murad, a member of Iraq's minority Yazidi community, was herself a victim of sexual violence after Islamic State of Iraq and Syria (ISIS) militants stormed through her hometown and took her captive. She has fought since then to bring attention to such violence and help other victims of it. At 25, she is the second youngest person to be awarded the Nobel Peace prize, after Pakistan's Malala Yousafzai.
Murad was one of an estimated 3,000 Yazidi women and girls subjected to horrific abuse, including rape, by the ISIS militants. She escaped after three months in captivity and has spoken out ever since, visiting the United States and many other nations to shed light on the plight of women in conflict zones. She is also the U.N.'s first Goodwill Ambassador for the Dignity of Survivors of Human Trafficking.
Mukwege has been a critic of the Congolese government and has treated victims of sexual violence in that country for decades. In 2008, with war tearing the Congo apart, Mukwege spoke to CBS' 60 Minutes about his role as director of the Panzi Hospital in the country's east. As Anderson Cooper reported, it was a war against women, and Mukwege's hospital was on the front line.
During decades of conflict in Congo, hundreds of thousands of women have been raped and abused, and thousands of them have sought treatment for their injuries -- both physical and psychological -- at Panzi Hospital. Mukwege still runs the hospital he founded in Congo's Bukavu region.
"Denis Mukwege is the helper who has devoted his life to defending these victims. Nadia Murad is the witness who tells of the abuses perpetrated against herself and other," the Nobel Committee said on Friday.
Speaking to an interviewer from the Nobel organization via phone from his hospital on Friday, Mukwege said he only learned that he'd won the prize because people around him started "crying and making noise" as he wrapped up his second surgery of the day. The doctor said he could "see in the faces of many women how they are happy to be recognized."
Norwegian Nobel Committee Chair Berit Reiss-Andersen announced the winners, who were chosen from among 216 nominated individuals and 115 organizations. She said this year's laureates "both put their personal security at risk by courageously combating war crimes and seeking justice for victims."
Last year the Nobel Committee awarded the prestigious prize to the Geneva-based International Campaign to Abolish Nuclear Weapons (ICAN), "for its work to draw attention to the catastrophic humanitarian consequences of any use of nuclear weapons and for its ground-breaking efforts to achieve a treaty-based prohibition of such weapons." 
The prize announcement came Friday in the Norwegian capital Oslo, culminating a week in which Nobel laureates have been named in medicine, physics, and chemistry. This year, however, there has been no Nobel awarded for literature, as the Swedish Academy tasked with bestowing the prize is embroiled in a rape scandal.
Jean-Claude Arnault, a French citizen who is a major cultural figure in Sweden, is at the center of the sex abuse and financial crimes scandal that has tarnished the academy and forced it to take a year off in its deliberations. The 72-year-old was sentenced on Monday to two years in prison for the rape of a woman seven years ago. He has denied the charges.

Nobel Peace Prize awarded to Denis Mukwege and Nadia Murad for efforts to end sexual violence


Nobel Peace Prize awarded to Denis Mukwege and Nadia Murad for efforts to end sexual violence

The 2018 Nobel Peace Prize has been awarded to Denis Mukwege and Nadia Murad for their efforts to end the use of sexual violence as a weapon of war and armed conflict.
Mukwege, a gynecologist and surgeon, has long worked to treat thousands of women and girls affected by rape and sexual violence in the Democratic Republic of Congo.
Murad is a Yazidi woman from the northern Iraqi town of Sinjar, who was held as a sex slave by ISIS, she told CNN in an interview last year. In 2016, at age 23, she was made a UN goodwill ambassador for the dignity of survivors of human trafficking.
“Both laureates have made a crucial contribution to focusing attention on, and combating, such war crimes,” said Berit Reiss-Andersen, chair of the Norwegian Nobel Committee, as she announced the award Friday at the Norwegian Nobel Institute in Oslo.
“Denis Mukwege is the helper who has devoted his life to defending these victims. Nadia Murad is the witness who tells of the abuses perpetrated against herself and others.
“Each of them in their own way has helped to give greater visibility to wartime sexual violence, so that the perpetrators can be held accountable for their actions.”
Mukwege has earned the moniker “The man who mends women” for the work he and his colleagues at Panzi Hospital have done since he founded the clinic in the eastern DRC city of Bukavu 20 years ago.
“Denis Mukwege is the foremost, most unifying symbol, both nationally and internationally, of the struggle to end sexual violence in war and armed conflicts. His basic principle is that ‘justice is everyone’s business,'” said Reiss-Andersen.
Speaking to CNN in 2009, Mukwege described how vital it was for women brutalized in the course of the DRC’s long-running conflict to find support and recognition.
“You just can’t imagine how a smile, a simple handshake, to just tell them ‘be encouraged’ is important to them. To feel they are loved, to feel they can finally find love and affection,” he said.
Murad becomes the 17th woman to win the Nobel Peace Prize and is its second-youngest recipient after Malala Yousafzai.
Reiss-Andersen said Murad had “shown uncommon courage in recounting her own sufferings and speaking up on behalf of other victims.”
Speaking to CNN’s Fareed Zakaria last year, Murad described how ISIS attacked her community early on August 3, 2014.
“Nearly 6,500 women and children from the Yazidi were abducted and about 5,000 people from the community were killed during that day,” she said. “For eight months, they separated us from our mothers and our sisters and our brothers, and some of them were killed and others disappeared.”
Murad’s mother and six of her brothers and stepbrothers were executed. Murad, along with other unmarried women, was taken as a sex slave and passed around various ISIS militants.
Both winners have “put their personal security at risk by courageously combating war crimes and seeking justice for the victims,” Reiss-Andersen said.
She added that the Nobel committee had been unable to reach Mukwege and Murad to let them know about their award before it was announced to the world.
“We have tried to contact the winners and we haven’t managed to get through on the phone. If they are watching this, my heartfelt congratulations,” she said.
European Council President Donald Tusk also congratulated both winners. “They have my deepest respect for the courage, compassion and humanity they demonstrate in their daily fight,” he tweeted.
There were 331 candidates for the Nobel Peace Prize for 2018 — the second-highest number ever. Of those, 216 were individuals and 115 were organizations, according to Nobel organizers. The names of the nominees cannot be revealed until 50 years have passed.
The recipient is chosen by a committee of five people elected by the Norwegian Parliament.
Other winnersLast year’s prize was awarded to the International Campaign to Abolish Nuclear Weapons (ICAN) “for its work to draw attention to the catastrophic humanitarian consequences of any use of nuclear weapons and for its groundbreaking efforts to achieve a treaty-based prohibition of such weapons.”
The 2016 Nobel Peace Prize went to Colombian President Juan Manuel Santos “for his resolute efforts to bring the country’s more than 50-year-long civil war to an end,” after brokering a deal with the leftist rebel group FARC.
The Peace Prize is the fourth Nobel award to be announced this week. The 2018 Nobel Prize in Chemistry was awarded half to Frances H. Arnold and the other half jointly to George P. Smith and Sir Gregory P. Winter on Wednesday for their work harnessing the power of evolution to develop new proteins used in drugs and medical treatments. Arnold was the fifth woman to receive the Nobel Prize in Chemistry.
On Tuesday, the Nobel Prize in Physics was given to a woman for the first time in 55 years and for only the third time in its history.
Donna Strickland, a Canadian physicist, was awarded the 2018 prize jointly with GĂ©rard Mourou, from France, for their work on generating high-intensity, ultra-short optical pulses. They share the award with an American, Arthur Ashkin, who at 96 becomes the oldest Nobel laureate, for developing “optical tweezers.”
A day earlier, American James Allison and Japan’s Tasuku Honjo won the 2018 Nobel Prize in Medicine for a pioneering approach to cancer treatment, which harnesses the body’s immune system to attack cancer cells.

Over 35,000 Availed Benefits Under Ayushman Bharat So Far: Government

In two weeks since the roll-out of the Centre's ambitious Ayushman Bharat- Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), around 38,000 people have availed the benefits of the scheme, which has been touted as the world's largest health insurance programme, a senior official said Thursday.
Also, around 70,000 people across the country have been given Gold cards which they can show at any empanelled government or private hospital to avail benefits under the scheme, said Dr Dinesh Arora, Deputy CEO of the National Health Agency (NHA), responsible for implementing the programme.
A Gold card means that family and individual verification of a person has been completed with biometrics.
The Ayushman Bharat-National Health Protection Mission (AB-NHPM), renamed as PMJAY, was launched pan-India by the Prime Minister from Jharkhand on September 23.
Under the scheme, the government aims at providing a coverage of Rs 5 lakh per family annually, benefiting more than 10.74 crore poor families for secondary and tertiary care hospitalisation through a network of Empanelled Health Care Providers (EHCP).
There is no cap on family size and age in the scheme, ensuring that nobody is left out.
"Around 38,000 people have availed the benefits of the Pradhan Mantri Jan Arogya Yojana so far," said Indu Bhushan, CEO of the National Health Agency.
The health ministry earlier had said the scheme will help in reducing catastrophic expenditure for hospitalizations, which impoverishes people and will help mitigate the financial risk arising out of catastrophic health episodes.
The PMJAY will provide cashless and paperless access to services for the beneficiary at the point of service.
The scheme will target poor, deprived rural families and identified occupational category of urban workers' families, 8.03 crore in rural and 2.33 crore in urban areas, as per the latest Socio-Economic Caste Census (SECC) data.
The entitlement is being decided on the basis of deprivation criteria in the SECC database. The beneficiaries are identified based on the deprivation categories (D1, D2, D3, D4, D5, and D7) identified under the SECC database for rural areas. For the urban areas, the 11 occupational criteria will determine entitlement.
Eleven occupational categories of workers include rag pickers, beggars, domestic workers, street vendors, cobblers/ hawkers/ other service providers working on streets, construction workers/ plumbers/ masons/ labours/ painters/ welders/ security guards/ coolies and other head-load workers and sanitation workers.
In addition, the Rashtriya Swasthya Bima Yojna (RSBY) beneficiaries in states where it is active are also included.
According to NHA officials, 98 per cent of the beneficiaries have already been identified.
Over 9,000 hospitals both public and private, have been empanelled for the scheme, and as many as 32 states and union territories have signed MoUs with the Centre and will implement the programme. Telangana, Odisha, Delhi and Kerala are not among the states which have opted for the scheme.
The NHA has also launched website mera.pmjay.gov.in and a helpline number -14555 where prospective beneficiaries can check if their name is there in the beneficiary list.

Ayushman Bharat scheme: Health insurance details, how to apply and more

Prime Minister Narendra Modi had launched the "world's biggest government-sponsored healthcare scheme", Ayushman Bharat, on September 23. The Prime Minister said that the "the number of beneficiaries (of the scheme) is almost equal to the population of Canada, Mexico and the US taken together."Termed as PMJAY (Pradhan Mantri Jan Arogya Yojana)-Ayushman Bharat, PM Modi said that the magnitude of the scheme could be gauged from the fact that more than 1,300 ailments are covered under it, including heart diseases, kidney and liver disorders and diabetes.
The Ayushman Bharat scheme aims to provide coverage of Rs 5 lakh per family annually, benefiting more than 50 crore people for secondary and tertiary care hospitalisation through a network of empanelled health care providers.
The scheme targets the poor, deprived rural families and it identified an occupational category of urban workers' families, 8.03 crore in rural and 2.33 crore in urban areas, as per the latest Socio-Economic Caste Census (SECC) data.
The health ministry has included 1,354 packages in the scheme under which treatment for coronary bypass, knee replacements and stenting among others would be provided at 15-20 per cent cheaper rates than the Central Government Health Scheme (CGHS).
Key things to know about the scheme:
* Cover of Rs 5 lakh per family a year for secondary and tertiary care
* No restriction on family size, age or gender
* All members of eligible families as present in SECC (Socio-Economic Caste Census) database are automatically covered
* No money needs to be paid by the family for treatment in case of hospitalisation
* All pre-existing conditions are covered from day one of the policy, this will include pre and post hospitalisation
* Public or empanelled private hospitals across the country are under the over
* Carry any prescribed ID to receive treatment at the hospital PM Modi also said 2,500 modern hospitals would come up in tier-II and tier-III cities and would generate employment opportunities. "A total of 13,000 hospitals have become a part of the Ayushman Bharat scheme. Our government has taken a holistic approach to lay stress on affordable and preventive healthcare," he said. He also said the central government has given approval for 15 new AIIMS in the country. PM Modi said: "The government is working on a scheme to train one lakh new doctors in the next four to five years and build at least one AIIMS in each state." (With PTI inputs)

Ayushman Bharat: Benefits, Registration, Eligibility and how to apply

Ayushman Bharat: Benefits, Registration, Eligibility and how to apply

The Modi government has rolled out a mammoth scheme, deemed the largest in the world, to provide free health insurance to India's poor and marginalised families. Named Pradhan Mantri Jan Ayogya Yojana or Ayushman Bharat, the scheme was rolled out last week.
What is it?Ayushman Bharat is a health insurance scheme under which 10.74 crore poor households across India will be eligible for reimbursement of up to Rs 5 lakh per year towards hospitalisation expenses of their family members. Apart from the expenses on in-patient treatment, the scheme also covers pre- and post-hospitalisation costs to some extent.
Also Read | 'Modicare' launched: What is Ayushman Bharat health scheme?
Key features of the Modicare:
  • There is no restriction on family size, age or gender.
  • All members of eligible families as present in SECC database are automatically covered.
  • No money needs to be paid by the family for treatment in case of hospitalization
  • All pre-existing conditions are covered from day one of the policy. The benefits cover will include pre and post hospitalisation
  • You can go to public or empanelled private hospitals across the country and get free treatment
  • You need to carry any prescribed ID to receive treatment at the hospital
  • How to check eligibility
  • Go to NHA portal and Log in to mera.pmjay.gov.in
  • Enter your mobile number and captcha code.
  • A one-time password will be sent to your mobile number.
  • After entering the OTP, you will be taken to this screen.
  • Select the state: Fill all the fields like name, mobile number, ration card number, or Rashtriya Swasthya Bima Yojna URN number.
  • If your name is there in the list, it will show up on the right-hand side of the page.
  • Click on 'Family Members' tab to find the beneficiary details
  • Required documents
  • Respective special category certificates
  • Age proof documents
  • Family structure
  • Identification details
  • Contact information
  • Scanned copy of Aadhar
  • Income certificate
  • Caste certificate
  • Registration: No registration required. PMJAY will provide cashless and paperless access to services for the beneficiary at the point of service.
    Also Read | Modi's 'game changer' Ayushman Bharat health scheme hits a wall in BJP-ruled Chhattisgarh
    How will beneficiary be identified at the hospital
  • Hospital help desk- Identitity verification through Aadhaar and other ID
  • Beneficiary identification system using letter with family card
  • Give e- card and you can meet the doctor
  • How to access care under PMJAY
  • Patient approaches empanelled hostiptals, 'aarogya mitras' to provide support in beneficiary verification, authentication, query management, grievance redressal.
  • Confirm eligibility preferably through Aadhaar
  • Pre authorisation request and approval- Hospitals selects packages, checks balance
  • Submits supporting evidence required for treatment
  • Treatment, discharge and beneficiary feedback